O skladu

About Fund od Funds

On 24 November 2017, the Ministry of Economic Development and Technology and SID Bank signed a financing agreement, under which the Fund of Funds was created. That fund is intended for the use of European cohesion funds.

The aforementioned ministry appointed SID Bank as manager of the Fund of Funds, into which €253 million will be paid from European cohesion funds that are available to Slovenia within the 2014–2020 financial framework until 2023 for the purpose of financing development and entrepreneurship.

The purpose of the fund created as such is the promotion and financing of sustainable economic growth and development, investments in innovation and current operations through debt and equity financing focused on four areas:

  • research,

  • development and innovation,

  • small and medium-sized enterprises,

  • energy efficiency and urban development.

In the scope of the Fund of Funds, the Slovenian Export and Development Bank (SID Bank) offers financial instruments that will contribute to the achievement of the objectives of the Operational Programme for the Implementation of the European EU Cohesion Policy in the period 2014–2020 to Slovenian companies and municipalities via financial intermediaries (primarily commercial banks and public funds). In addition to European cohesion policy funds, financial intermediaries provide additional funds due to the leverage requirement, such that more than €400 million will be available to enterprises and other end-users.

By creating the Fund of Funds, we have taken an important step in the transition from grants to refundable forms of funding through the use of financial instruments. Refundable funds are significantly more effective than grants, primarily due to higher leverage, multiplier effects and their revolving nature. Due to the use of financial instruments such as loans, guarantees, equity financing, etc., which are refundable and also require the investment of own funds and efforts by enterprises or intermediaries, the market assessment of projects that are financed is built into the process. This leads to improved financial discipline and, together with greater multiplier effects, to the improved allocation of development funds. This also raises the level of responsibility of beneficiaries, as the probability of the abuse of funds is reduced, together with the effect on the distortion of competition, both of which arise frequently in the use of grants. The latter artificially support otherwise ineffective recipients on the market, who maintain their market shares with the help of grants, which is neither sustainable nor development-oriented.

Financial instruments ensure final recipients a higher degree of satisfaction of their needs, in terms of capital, lower interest rates, longer maturities, fewer requirements for collateral (or no collateral at all) and longer moratoriums.

SID Bank is developing new financial instruments based on a preliminary assessment of financing gaps that was conducted by the Slovenian company PwC and supplemented by an analysis performed by the European Investment Bank. Market gaps were identified in the financing of small and medium-sized enterprises, research, development and innovation, energy efficiency and urban development. For this reason, the Fund of Fund offers financial instruments for specific target groups in the four aforementioned areas.

milijonov €
sredstev Evropske Kohezijske politike
milijonov €
sredstev posrednikov
milijonov €
sredstev za končne prejemnike

Pokličite 01 200 75 14 ali nam pišite na sklad.skladov@sid.si

10. Junij 2019

Obvestilo: Posojila za financiranje naložb v razvoj, raziskave in inovacije (RRI)

Obveščamo vas, da so pošla vsa sredstva po programu Financiranje naložb v raziskave, razvoj in inovacije iz Sklada skladov (RRI) pri finančnem posredniku SID banki, zato oddaja vlog po navedenem...

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Pravno obvestilo

Z brezplačnimi e-obvestili vas obveščamo o novostih, povezanih z agencijo, splošnih informacijah, povezanih s komuniciranjem in oglaševanjem, člankih, aktualnih ponudbah in ostalih poslovnih informacijah. Pošiljatelj e-obvestil in upravljavec zbirke osebnih podatkov je SID banka, d.d., Ljubljana, Ulica Josipine Turnograjske 6, 1000 Ljubljana (v nadaljevanju SID banka).

E-obvestila prejemate v skladu z Zakonom o elektronskih komunikacijah na osnovi vaše prijave na prejemanje e-obvestil na spletni strani SID banke, sodelovanja v nagradnih igrah, nakupa ali iz drugih pravnih naslovov, s katerimi je bilo dano prostovoljno soglasje.
S prijavo na e-obvestila posameznik izrecno soglaša, da SID banka obdeluje osebne podatke za namene ciljnega in neposrednega trženja. SID banka lahko prijavljen elektronski naslov obdeluje za lastne potrebe do preklica pisne privolitve oz. do časa, ko podatki ne bodo več služili svojemu namenu, pri čemer za novičarsko listo lahko uporablja zunanji servis skladno s pravili slednjega (npr. eGlasnik) in podatke hrani v oblaku.

Posameznik ima skladno z Zakonom o varstvu osebnih podatkov pravico, da kadarkoli pisno ali na e-mail naslov: sidbanka@sid.si zahteva odjavo od prejemanja e-obvestil ter da SID banka osebne podatke trajno ali začasno preneha uporabljati za namene ciljnega in neposrednega trženja, pri čemer bo SID banka ustrezno preprečila uporabo osebnih podatkov za namene ciljnega in neposrednega trženja.

Elektronski naslov, na katerega prejemate e-obvestila, je shranjen in varovan v skladu z Zakonom o varstvu osebnih podatkov.